소액결제를 통해 디지털 상품이나 서비스를 구매한 후 이를 현금으로 환전하는 행위는 불법 금융 거래로 간주될 수 있습니다. 이는 금융 규제를 위반하는 것으로 이러한 활동을 실행할 경우에 법인 처벌을 받을 수 있는데요.또한 소액결제는 신용 점수에 영향을 미�

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